What You Need In An Auto Warranty

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Author: Craig Thornburrow

Article source: http://www.articledeshboard.com/. Used with author's permission.

When purchasing a vehicle you are really making an investment for you and your family. Vehicles are so expensive now that you need to hold on to those vehicles for as long as possible. The best way to do that is with a good auto warranty. An auto warranty is a contract of service that is guaranteed to be paid for by the warranty company. The warranty company will be the one paying for the expenses not you. You are already paying for the auto warranty in your monthly vehicle payment.

Auto warranties come in a range of choices as do most things. Knowing what is right for you and your vehicle depends on your driving habits, how many miles per year you will be driving and how much money you want to pay per month for the auto warranty. You will be given choices from manufacturer’s warranties, extended warranties and product warranties. The financial manager where you are buying your vehicle will help to explain these types of warranties but it also helps to know a little bit about them before you go in.

A manufacturer’s warranty is a limited warranty that comes with the vehicle. It will only cover your vehicle for a certain amount of months and a certain amount of miles. This is where you can decide to chance that you will not have any problems after the manufacturer’s warranty is void or you can invest in an extended warranty.

Extended warranties or vehicle service contracts are an extension of the manufacturer’s warranty with a few added bonuses. You will have a choice on the amount of time that you want the extended warranties this determination will depend on how much money you are willing to invest. A few bonuses of an extended warranty are 24/7 roadside service, flat tire repair, fuel delivery and towing. Many extended warranties also come with rental car reimbursement. If you do not wan the added expense of an auto warranty you can deny one or go with just a product warranty.

A product warranty covers a lot less parts and has no added bonuses. This type of warranty is only allowed to cover parts that are in direct contact with parts that are mechanical. Product warranties are not sold separately they must be offered free of charge, but they do not have to be guaranteed by an insurance company like the extended warranties do.

In any auto warranty that you do choose make sure that you understand that it is an investment for you and will save you money down the road. You never know when something will happen to your vehicle and you want to make sure you are covered if it does.

Craig Thornburrow is an acknowledged expert in his field. You can get more free advice on an extended auto warranty and auto warranty companies at www.extendedautowarrantyadvice.com