Election Year & Real Estate & California

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Author: Richard David

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Many in the presidential race realize that Real Estate is a hot topic of discussion. Many home owners who are in the process of owning their homes are experiencing tough times. So of course the presidential candidates are aware of this and are talking about this issue often. Which is good and hopefully help will be available to anybody who needs it.

Hearing all this Real Estate talk by the next democratic and republican representatives has also surfaced some interesting thoughts. The thought being that with so many properties having problems, that is probably going to create many deals on the market. With so many transactions on deck to be put in play, it is probably a good idea to research local markets and do a house assessment on any fix and repairs that may be needed and then see if it can be sold for a good profit. Talk to a Real Estate coach like Armando Montelongo.

Election Year & Real Estate & California are 3 hot topics. In specific area news, Leslie Appleton-Young, chief economist for California's Golden State's Realtor Association revised her forecast to include a larger than expected decline in California's home prices this year. But a new $152 billion economic stimulus package from the U.S. Congress could provide mortgage relief to home buyers in California and other high-cost housing markets. If that happens, California's home prices may not fall as much as predicted in the new forecast. Last year, Appleton-Young forecast the median price of homes would tumble by 4 percent this year in California.

The new law will allow many more home buyers in California will likely be eligible for conforming loans, which carry lower interest rates than non-conforming or "jumbo" loans. However, some critics point out that buyers still have to meet tight lending standards that often require no more than 35 percent of a household's gross income can be used for the mortgage payment.

Talk to a Real Estate Coach.